Whether you are a sole trader operating a home business, a self-employed trade sub-contractor, small business owner running an on-line business , retail shop or professional office you need public liability insurance.

Simple

Home business*

You may need public liability insurance to pay for bodily injury or property damage your home business causes

Simple

Self employed Trade Contractor*

A builder, council or client may ask you to provide a certificate of currency with $5million, $10million or $20million Public Liability cover so you can get on site.

Simple

Small business owner*

Retailer or Commercial office -Your landlord requires you take out public liability insurance for the commercial property you are renting.

What is Public Liability insurance?*

Public Liability insurance is necessary in Australia for sole traders and small business owners to cover customer injuries, customer property damage, and other third party damages. It’s typically required for trade subcontractors to get onto building sites and for commercial lease agreements.

Public Liability insurance is a key insurance protection for all Australian small business owners to protect company and personal assets against third party injury and subsequent legal actions that otherwise could bankrupt a small business.

Public Liability Insurance
Public Liability Insurance

What does public liability insurance cover?*

In Australia Public Liability insurance typically provides sole traders and small business owners cover for:

  • Third-party injury to other persons
  • Third-party damage to others property
  • Product Liability insurance cover

Who needs public liability insurance cover?*

Whether you operate a home , trade , retail , online or office based business in Australia you need Public Liability insurance cover. Here’s why:

  1. Tradies
  2. Sole trader
  3. Gardeners
  4. Carpenters & joiners
  5. Plumbers
  6. Cleaners
  7. Self Employed
  8. Builders and Construction
  9. Corporate unit holders
  10. Hr & recruitment specialists
  11. Restaurant and cafes
  12. Welders
  13. Auto Electricians
  14. Catering
  15. Consultants
  16. IT firms
  17. Hairdressers
  18. Beauty
  19. Home business
  20. Retail stores
  21. Office based businesses
Public Liability Insurance

How much does public liability insurance cost?*

Key factors in determining how much you Public Liability insurance will cost your business include cost:

  1. The nature and scope of your business
  2. Your business turnover and size
  3. Amount of insurance cover your business needs

For more information on how much public liability insurance cost may cost you call your broker on 1300 670 250 or click here

How to get Public Liability Insurance?*

To get Public Liability insurance cover today, or to compare liability quotes and cover, simply :

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We are business insurance brokers
What does this mean to you ?
What that means is that we are YOUR representative, and our first responsibility is to YOU, unlike an insurance agent who represents the insurance company.

And in the event of a claim, we fight for YOU, which may mean a faster and more successful claim.^

^Important : We have no power to authorise claims. However, our experience and assistance can help you when you have a claim.