Public Liability Insurance for Beauty Therapists and Beauty Salons

Public liability insurance quotes for beauty therapists and beauty salons. Compare costs, and insurers to get suitable cover for your needs with the help from our team of liability brokers.*

Do beauty therapists and beauty salons need public liability insurance?*

If you are self-employed beauty therapists, or operate a beauty salon in Australia, you need public liability insurance because if your beauty business activities cause property damage or personal injury to another person you will be liable for the financial damages, legal defence costs and other charges.

Public liability can protect self-employed beauty therapists and beauty salon small business owners from significant claims and damages.

What does public liability insurance covers for beauty therapists and beauty salons?*

Public liability insurance for beauty therapists and beauty salons in Australia typically provides cover for:

  • Third-party injury to other persons – Where your beauty business activities causes harm to others
  • Third-party damage to others property – Where your beauty business activities causes damages to others property.
  • Product liability – Where your beauty business activities products and goods supplied causes harm to others

How to compare public liabilty insurance for beauty therapists and beauty salons?*

Compare public liability insurance beauty therapists and beauty salons from a range of leading insurers with the help of our liability brokers.

List of insurers we may compare public liability policies for beauty therapists and beauty salons^ :

  • QBE
  • Chubb
  • Vero
  • High Street
  • Protect sure
  • AIG
  • CGU
  • Allianz
  • Hollard’s
  • Zurich

^We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the beauty business activities we will typically compare between 0-8 insurers.

Difference between product liability and public liability for beauty therapists and beauty salons?*

The difference product liability and public liability for beauty therapists and beauty salons is that :

Public liability insurance provides cover for:

where your beauty business activities causes harm to others

where your beauty business activities causes damages to others property

while product liability insurance provides cover for:

where your business products causes harm to others

In practice , for beauty therapists and beauty salons in Australia, product liability is often bundled with public liability insurance.

We serve beauty therapists and beauty salons all over Australia*

List of states and territories in Australia we can help beauty therapists and beauty salons find the insurance cover they need :

  • New South Wales (NSW)
  • Queensland (QLD)
  • Victoria (VIC)
  • Western Australia (WA)
  • South Australia (SA)
  • Tasmania (TAS)
  • ACT and NT

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