The cost of public liability insurance for a cleaning business can vary greatly from as little as $400 a year through to many thousands per year. The cost will depend on the type and size of cleaning business that you operate and/or the types of clients that you work for.
If your cleaning business include clients that have shopping centres or commercial buildings, it may be a requirement of those clients for you to have a specified amount of public liability insurance.
While small cleaning businesses may only require coverage of up to $5 or 10 million in damages, larger clients may require you to be covered for up to $20 million. The amount and cost of your public liability insurance will depend on your specific business circumstances.