Public liability insurance quotes in New South Wales

Searching for Public liability insurance quotes in New South Wales?

Compare costs and policy cover; plus get public liability insurance quotes in quotes for tradies, sub-contractors, sole traders and for other small businesses in NSW.

What is public liability insurance NSW?*

Public liability insurance is necessary in NSW for sole traders and small business owners to cover customer injuries, customer property damage, and other third party damages. It’s typically required for trade subcontractors to get onto building sites and for commercial lease agreements.

Public liability insurance is a key insurance protection for all NSW small business owners to protect company and personal assets against third party injury and subsequent legal actions that otherwise could bankrupt a small business.

What are the requirements for public liability insurance in New South Wales?*

Is public liability insurance compulsory in NSW? Is public liability a legal requirement?

Public liability insurance typically is not compulsory in NSW .

While public liability typically is not a legal requirement in NSW all sole traders and small business owners require public liability insurance.

As a sole trader or small business owner you require public liability insurance as it can protect you and your business against the financial risk of being liable for negligence.

What does public liability insurance in NSW cover?*

In NSW public liability insurance typically provides sole traders and small business owners cover for:

  • Third-party injury to other persons
  • Third-party damage to others property
  • Product liability

If an accident happens as a result of your business activity in NSW you are responsible. Public liability insurance is needed for NSW small business owners to help cover damages and legal fees.

List of cities and suburbs in NSW we help small business owners with public liability and business insurance*

  • Sydney
  • Newcastle
  • Central Coast
  • Wollongong
  • Maitland
  • Tweed Heads
  • Wagga Wagga
  • Albury
  • Port Macquarie
  • Tamworth
  • Orange
  • Dubbo
  • Queanbeyan
  • Lismore
  • Bathurst
  • Coffs Harbour
  • Richmond
  • Windsor
  • Bomaderry
  • Nowra
  • Goulburn
  • Armidale
  • Broken Hill
  • Wentworth Falls
  • Katoomba
  • Forster
  • Tuncurry
  • Bellbird
  • Cessnock
  • Grafton
  • Taree
  • Ballina
  • Griffith
  • Sawtell
  • Singleton
  • Raymond Terrace
  • Weston
  • Kurri Kurri
  • Kiama
  • Lithgow
  • Bowral
  • Batemans Bay
  • Lawson
  • Hazelbrook
  • Muswellbrook
  • Parkes
  • Ulladulla
  • Inverell
  • Moree
  • Casino

Do you require professional indenimity insurance with public liability insurance in NSW?*

In NSW small business owners such as accountants , consultants , and IT contractors that provide advice for a fee need professional indemnity insurance in addition to public liability insurance.

As a small business owner that provides professional advice for a fee in NSW you need professional indemnity insurance as it can protect you and your business against legal costs and damages when one of your clients makes a claim for damages against you.

How to compare public liability insurance in NSW?*

Compare public liability insurance in NSW from a range of leading insurers with the help from our liability brokers.

List of insurance companies we may compare public liability policies for small business owners in NSW^:

  1. QBE
  2. Chubb
  3. Vero
  4. High Street
  5. Protect sure
  6. AIG
  7. CGU
  8. Allianz
  9. Hollard’s
  10. Zurich
^We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the NSW business occupation we will typically compare between 0-8 insurers.

How much is public liability insurance in NSW?*

Public liability insurance NSW cost snapshot is below for self employed small business owners :

self –employed office based small business owners,

eg. consultants and contractors

public liability insurance cost in NSW start from $380 annually or $35 per month for office based self employed occupations

public liability insurance cost in NSW median $460 annually or $40 per month for office based self employed occupations

self-employed tradies , such as painters starts from around $480* or $45 per month.

$5 million Public Liability Insurance cost in NSW for some lower risk self-employed tradies , such as painters starts from around $480* or $45 per month.

$5 million Public Liability Insurance cost in NSW for median self-employed tradies , such as painters starts from around $550* or $50 per month.

*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and NSW business activities.

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