Public Liability Insurance Cost Australia

Public liability insurance cost for Australian self -employed contractors, sole traders and small business owners*

How much does public liability insurance cost?

Key factors in determining how much your public liability insurance will cost your business include :

  1. The nature and scope of your business
  2. Your business turnover and size
  3. Amount of insurance cover your business needs

Public Liability Insurance Cost Price Guide

How much does $5 million Public Liability Insurance cost self–employed office based sole traders?

eg. consultants and contractors

$5 million public liability insurance cost start from $380 annually or $35 per month for office based self employed occupations

$5 million public liability insurance cost median $480 annually or $45 per month for office based self employed occupations

How much does $5 million Public Liability Insurance cost self –employed tradies?

Self-employed tradies , such as painters starts from around $480* or $45 per month.

$5 million Public Liability Insurance cost for some lower risk self-employed tradies , such as painters starts from around $480* or $45 per month.

$5 million Public Liability Insurance cost for median self-employed tradies , such as carpenters and electricians starts from around $550* or $50 per month.

Public Liability Insurance Cost Examples

Below is a table of popular tradesman occupations and the approximate starting cost for $5 million dollars Public Liability Insurance cost for the tradie occupation for a sole trader, or self-employed contractor.

  • Plumbers from $650*
  • Landscape and Gardener Insurance from $560*
  • Carpenter Insurance from $550*
  • Electrician insurance from $550*
  • Handyman Insurance from $590*
  • Labourers Insurance from $560*
  • Insurance for Painters and Decorators from $480*
  • Insurance for Bricklayers from $490*
  • Insurance for Concreters from $770*
  • Insurance for Tilers from $550*
  • Insurance for Plasterers from $540*
  • Insurance for Glaziers from $560*
  • Insurance for Lawn Mowers from $480*
  • Insurance for Flooring Installers from $550*

For tradies that:

  • Undertake broader building work
  • Have employees,
  • are looking for costs and quotes on other covers you may need; such as product liability, business insurance pack, general property, commercial motor, or any of those above:

*Please note:
The above price is indicative only and pricing may vary significantly from the above based on your size, clients, experience and specific trade business activities. Individual underwriting criteria will apply. While you may just want a quick idea of how much public liability insurance is going to cost it is important to ensure the policy covers you for the full business activities you undertake and the policy and company will respond as intended when there is a claim; so we strongly recommend you call your broker on 1300 670 250.

We serve all contractors, consultants and companies all over Australia*

List of states and territories in Australia we can help all contractors, consultants and firms find the insurance cover they need:

  • New South Wales (NSW)
  • Queensland (QLD)
  • Victoria (VIC)
  • Western Australia (WA)
  • South Australia (SA)
  • Tasmania (TAS)
  • ACT and NT

Happy Clients About Us #

Our Partners*

We’ve Got Your Back*

Get a quote and purchase insurance coverage fast