Public liability insurance quotes in Queensland

Searching for Public liability insurance quotes in Queensland?*

Compare costs and policy cover; plus get public liability insurance quotes in quotes for tradies, sub-contractors, sole traders, commercial property owners and for other small businesses in QLD.

What is public liability insurance QLD?*

  • Public liability insurance is necessary in QLD for sole traders, small business owners and commercial property owners to cover customer injuries, customer property damage, and other third party damages. It’s typically required for trade subcontractors to get onto building sites and for commercial lease agreements.
  • Public liability insurance is a key insurance protection for all Queensland small business owners to protect company and personal assets against third party injury and subsequent legal actions that otherwise could bankrupt a small business.

Do I need public liability insurance in QLD?*

  • While public liability typically is not a legal requirement in Queensland (except for electricians for whom it is) all sole traders and QLD small business owners need public liability insurance.
  • As a sole trader or small business owner in Queensland you need public liability insurance as it can protect you and your business against the financial risk of being liable for negligence.
  • If an accident happens as a result of your business activity in QLD you are responsible.

In QLD public liability insurance typically provides sole traders and small business owners cover for*

  • Third-party injury to other persons
  • Third-party damage to others property
  • Product liability

List of cities and suburbs in QLD we provide public liability and business insurance*

  • Ayr
  • Atherton
  • Bongaree
  • Bowen
  • Brisbane
  • Bundaberg
  • Cairns
  • Charters Towers
  • Deeragun
  • Emerald
  • Gympie
  • Gladstone
  • Gold Coast
  • Hervey Bay
  • Innisfail
  • Kingaroy
  • Maryborough
  • Mount Isa
  • Mareeba
  • Moranbah
  • Mackay
  • Nambour
  • Port Douglas
  • Roma
  • Rockhampton
  • Sunshine Coast
  • Townsville
  • Toowoomba
  • Thuringowa
  • Warwick
  • Yeppoon

Do you need professional indemnity with public liability in QLD?*

  • In QLD small business owners such as accountants , consultants , and IT contractors that provide advice for a fee need professional indemnity insurance in addition to public liability insurance.
  • As a small business owner that provides professional advice for a fee in QLD you need professional indemnity insurance as it can protect you and your business against legal costs and damages when one of your clients makes a claim for damages against you.

How to compare public liability insurance in QLD?*

Compare public liability insurance in QLD from a range of leading insurers with the help from our liability brokers.

List of insurance companies we may compare public liability policies for small business owners in QLD:^

  1. QBE
  2. Chubb
  3. Vero
  4. High Street
  5. Protect sure
  6. AIG
  7. CGU
  8. Allianz
  9. Hollard’s
  10. Zurich
^We do not typically compare all the above insurers for the one client, or all products offered by all the insurers. Depending on the QLD. Business occupation we will typically compare between 0-8 insurers.

How much is public liability insurance in QLD?*

Public liability insurance QLD cost snapshot is below for self employed small business owners :

self –employed office based small business owners,

eg. consultants and contractors
public liability insurance cost in QLD start from $380 annually or $35 per month for office based self employed occupations
public liability insurance cost in QLD median $460 annually or $40 per month for office based self employed occupations

self-employed tradies , such as painters starts from around $480* or $45 per month.
$5 million Public Liability Insurance cost in QLD for some lower risk self-employed tradies , such as painters starts from around $480* or $45 per month.

$5 million Public Liability Insurance cost in QLD for median self-employed tradies , such as painters starts from around $550* or $50 per month.

*Important : the above is a guide only ; pricing may vary significantly from the above based on your size, clients, experience and QLD business activities.

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