Public Liability Insurance for Restaurants and Cafes

What does public liability insurance for restaurants and cafe covers?*

Public liability insurance restaurant and cafes in Australia typically provides cover for:

• Third-party injury to other persons – Where your café or restaurant business activities causes harm to others – for example, a client is harmed in your restaurant
• Third-party damage to others property – Where your café or restaurant business activities causes damages to others property ; for example ; a small fire in your café leads to damage to a neighbouring property
• Product liability – Where your café or restaurant business activities products and goods supplied causes harm to others; ; for example; a number of clients complain of serious stomach illness after purchasing coffees from you.